Like it or not, Christmas is coming and some parents in Merseyside are already worried about the cost of all those gifts.

Toys r us aims to lend a helping hand by getting buyers to spread the cost over three months.

The Take Time to Pay plan allows families to buy what they want now and gradually pay their bills by December 25.

There is no credit check and merchandise is kept in the store until paid for – meaning parents don’t have to worry about storing them safely away from these. eagle eyes.

The plan requires a 20 percent deposit at the time of set-up plus an administration fee of £ 5, but no interest rate is charged.

Mike Coogan, Toys r us Director of Marketing and Ecommerce, said, “Taking the time to pay has become an incredible program that has been going on for several years.

“We have the ability to keep gifts safe until they are needed at Christmas. We have listened to the needs of our customers and layaway has proven to be a great success as a payment system. “

With just 15 weeks to go, the payout program lets customers put away anything including video games, game consoles, toys and bikes or anything from the Babies R Us range. .

A request form is filled out at the time of installation and the customer is notified when the next payment is due.

There are different payment methods, but customers can pay for and collect their items within seven days at any time without penalty. If they need to cancel their purchases, they will receive a full refund, less a £ 10 ‘cancellation fee’.

When it comes to payments, buyers can choose to pay over four, eight, or 12 weeks and payments should be at least monthly, but can be more frequent if they wish.